For most people, their home is their largest investment and as such should always be protected with home insurance. Whether you own, mortgage, or rent, homeowners insurance is available with various coverage options to offer you financial defense in the event of unforeseen incidents and damages. Home insurance is a relatively small investment that offers a potentially large return on your investment if you ever need it. Just as you can add options to your policy in order to cover additional incidentals, you can also reduce your home insurance rate by changing your coverage and adding discounts to the policy.
If you rent a home, apartment, or condo, renters insurance is a must. This coverage reimburses you if your belongings are stolen or damaged by a covered cause of loss such as fire. When you live in a multi-family structure like a condo or an apartment, you can be inadvertently impacted by your neighbors’ practices. For example, if the person next door forgets to extinguish a candle or accidentally drops a cigarette, your belongings can be harmed. For this reason, renters insurance is critical.
Windham Insurance Group offers homeowners insurance, renters insurance and condominium insurance throughout the Carolinas.
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